Moving to Finland with a job offer in hand and still being rejected for apartments is a familiar experience. The problem is usually not you — it is that none of your history is visible to a Finnish landlord.
Finnish landlords lean on a credit report and on local references. A person who arrived last month has neither: no Finnish credit history, no previous Finnish landlord, sometimes not yet a Finnish personal identity code. An empty record looks identical to a bad record in a yes/no filter.
Maja connects to more than 2,000 banks across nearly all European countries, so you can connect the account you paid rent from in your previous country and bring that record with you. Maja verifies those payments over read-only PSD2 access and turns them into a reliability label a Finnish landlord can read in seconds — no credit check, no translated documents, no notarised letters.
Deposits are usually one to two months' rent, leases are often open-ended with a one-month tenant notice period, and demand peaks in July and August around the academic year. Home insurance is expected. Rent is normally paid by bank transfer on a fixed day each month, which is exactly what Maja verifies.
Keep your Maja connection active after you move so your Finnish rent payments accumulate too. In a year you will apply for the next apartment with local, bank-verified evidence.
Company: Maja App Oy, Business ID 3633958-3, Finland. Questions? Email hello@maja-app.com